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Witness1970

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Witness1970's Achievements

  1. Hexadecimal 4C Binary 1001100 Octal 114 53 years since my baptism
  2. I have had a bad feeling about the stock market for the past year. I still have some money in the market but not much. I don't like losing money, but I really don't lose sleep over it. Actually I had a bad feeling about the economy, but the stock market doesn't always respond to reality in the economy. Sometimes people keep investing in the stock market when the economy is going bad. It takes some time for reality to set in for a lot of investors. I don't have any crypto to sell. Gold has been climbing higher for a while, but it started losing some recently. I have heard that the stock market is overpriced. Right now, they say the stocks are priced 25-30 times earnings, and the normal is about 15 times earnings. I would like to find a good place to invest the money from a recent land sell. I will take care of the capital gains tax this year and only have the Roth conversion to affect my taxes next year. The 401k from the place I retired is starting something new in January 2026. It will be possible to move money from a traditional 401k to a Roth 401k. I am looking at how much I can move without putting me in a higher tax bracket. It looks like I should be able to move about 20% of my total without major effects to my tax bracket. I can move it in 2026 and when I fill out my tax return in early 2027, I will see the effects. They did not have the possibility of Roth conversion until now. The only wat to get into a Roth previously was to move the money from my traditional 401k to an traditional individual IRA and then move money from the traditional IRA to a Roth IRA.
  3. When my father died my mother had 5 children at home. One of them married and moved out 18 months later. But she still had 4 preteens at home.
  4. Right now, I am looking for an investment that gives a higher interest rate without losing liquidity. I don't like to tie up my money for years. I do have a 5-year CD with 4 more years before maturity but I would like to find an investment with more liquidity. A high-yield savings account might be nice, but some of them have so many requirements about using a debit card several times a month. (I prefer not to use a debit card at all. Credit cards only. I can pay the full balance on the credit card each month and pay no interest ever.)
  5. My father died two months before I turned 11 years old. When I was a teenager, I remember my mother telling me that it was possible to take Social Security as a lump sum payment. She said it was a bad idea because you might end up spending the money too fast. (Warren Buffet says wait as long as possible before taking Social Security because the higher payments will be good if you live a long time. I know people that want to take SS as early as possible because they think they will probably die within a few years. Warren Buffet says that you should wait for the reason given earlier.) Clark Howard generally says not to buy an annuity if you have the choice. He says it is better to have the money and invest it than to get an annuity.
  6. https://www.yahoo.com/news/articles/seismometers-picked-hurricane-melissa-historic-170800579.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuYmluZy5jb20v&guce_referrer_sig=AQAAAGr2C5NLVdm5HpfgNwliBzVclEN9NoWBCbKvFbZwmgd-WODk60uQYXGtMciIPZTxoVZ_zHBaDn0XVBvTClhBnhs9b-gqVvBVzSsxmt_CRK_mXnfxKc5KE83sbXBgQ5c3kulsO-tkz-oxkqN7tkwrANKk9YtdldYWp9EFqIS1mTyZ
  7. My son, who is a faithful Witness, has a Youtube channel called "Good Clean Gaming." He made videos of the games and gave instructions on playing the games. If you turn off the ad blocker, he even receives a small amount of money from Youtube. I think you would enjoy the channel.
  8. Most orbits are not circular. They are elliptical. Circular orbits would be very rare. The reason that most bodies in the universe would have elliptical orbits is because there are 2 forces that act on those objects. The smaller body would continue in a straight line if not acted on by gravity from a larger body. Using the sun and earth as examples. The earth would continue moving in a straight line if not for the sun's gravity. The earth is going fast enough to move away from the sun slightly. Due to the law of conservation of angular momentum, as the earth moves away from the sun, it slows down. Due to the earth slowing down, the gravity from the sun pulls it in closer and the earth speeds up again. This causes the earth's orbit to be elliptical. Will the earth's orbit ever be a perfect circle? The earth has been in existence for an estimated 4.5 billion years. The orbit is still elliptical. Maybe someday several billion years in the future, the earth's orbit might be a perfect circle. We can wait and see!
  9. Social Security COLA 2026: How Much Will Payments Increase Next Year? https://www.aarp.org/social-security/early-look-cola-increase-2026/?msockid=297a01458be4646231ab140a8ab265a1 This is a projected amount. Some data not available due to government shutdown. Of course the way the COLA is figured, the increase ends up being less than inflation.
  10. Are you on track for retirement? https://clark.com/retirement-calculator/?utm_source=Email&utm_medium=Newsletter&utm_campaign=ClarkDailyNewsletter&_bhlid=72f14ea9fdf2602555a68158850f4c37ff85b779
  11. Is $1 Million Enough To Retire? https://clark.com/personal-finance-credit/investing-retirement/is-1-million-enough-to-retire/ How Much Money Do I Need in My Emergency Fund? https://clark.com/personal-finance-credit/how-much-money-do-i-need-in-my-emergency-fund/?utm_source=Email&utm_medium=Newsletter&utm_campaign=ClarkDailyNewsletter&_bhlid=4aa7323653371e0f93915436f4aa382b026bff52
  12. 7 Ways To Create a Retirement ‘Paycheck’ https://clark.com/personal-finance-credit/investing-retirement/retirement-income-streams/
  13. IRS Announces New Tax Brackets and Other Changes for 2026 https://clark.com/personal-finance-credit/taxes/irs-announces-new-tax-brackets-and-other-changes-for-2026/
  14. Where To Find the Best CD Rates Right Now https://clark.com/personal-finance-credit/where-to-find-the-best-cd-rate-right-now/

4 Followers

About Witness1970

  • Birthday 03/11/1949

Member's Public Information

  • Gender
    Brother
  • First Name
    Randall
  • Relationship Status
    Married since August, 1972
  • Displayed Location
    North Carolina, United States
  • Publisher
    Yes
  • Baptized
    Yes

How I Found the Truth

  • How I found the Truth
    My story is quite long. I first became involved with Jehovah's Witnesses in 1958. My father began studying with the Witnesses and I sat in on all the studies. My cousins would come to visit but I preferred to sit there in the study while my siblings and cousins played outside. We had just begun to attend the Kingdom Hall when my father was diagnosed with Leukemia. After staying in the hospital for a while my father died in January 1960. I was almost 11 years old.
    My mother returned to the Baptist Church and took me, my two younger sisters, and my younger brother along. I had two older sisters that were more or less on their own. I still believed what little I had learned and when asked to read a scripture in high school (in 1965) I read Psalms 83:18.
    In 1969, I was visiting at my older sisters house. She had gone shopping with my mother. I answered a knock on the door. It was a circuit servant and the congregation servant's wife calling. I accepted a bible study.
    Over the next few months, everyone in my family studied the bible. I was baptized in 1970 and got married in 1972. My wife and I attended the Kingdom Hall fairly regularly, even though I had a crazy work schedule, until about 1980. We slowly drifted away from the meetings.
    There was a time when I would get home after working all night and go to the meeting with virtually no sleep.

    After 1980, I rarely attended meetings at all. We were just drifting along. We did almost nothing about he truth until late 1987 when we moved to another state. We started attending meetings and studied for a while with an elder there.
    In 1989 we moved to another city and attended some meetings there but were never regular. I retired in Oct, 2010 and started attending meetings regularly. That was one of my goals that helped me decide to retire.
    My daughter bought a house and my wife and I moved there with her after her husband died. We stayed there for over a year and then bought a house close by in June 2012. Since moving that time we both have been attending more regularly.
    My determination now is to stay with the truth and live my life for Jehovah.

My Hobbies & Interests

  • My Interests
    Preaching, Science
  • My favorite books
    Science Fiction (good science fiction, not the garbage some people call science fiction)
  • My favorite music
    Songs from Sing to Jehovah songbook, Instrumentals like Yanni, I actually like a lot of different kinds of music as long as it does not advocate violence or immorality or false religion.
  • My favorite movies
    Science fiction or science documentaries
  • My favorite quotes
    Revelation 21:3,4

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Since 2006, JWTalk has proved to be a well-moderated online community for real Jehovah's Witnesses on the web. However, our community is not an official website of Jehovah's Witnesses. It is not endorsed, sponsored, or maintained by any legal entity used by Jehovah's Witnesses. We are a pro-JW community maintained by brothers and sisters around the world. We expect all community members to be active publishers in their congregations, therefore, please do not apply for membership if you are not currently one of Jehovah's Witnesses.

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